INTRODUCTION TO MUTUAL FUNDS
WHAT ARE MUTUAL FUNDS?
A mutual fund is a collective investment vehicle that collects & pools money from a number of investors and invests the same in equities, bonds, government securities,money market instruments.
FIXED INCOME PRODUCTS
FIXED DEPOSIT
A fixed deposit (FD) is a financial instrument provided by banks and companies which provides investors with a higher rate of interest than a regular savings account, until the given maturity date.
STRUCTURED PRODUCTS & AIF
CONTACT US
Please feel free to contact us at your convenience. We are available to assist you and eagerly await your updates. Thank you for choosing our services; we look forward to hearing from you soon.
Mutual Funds
Fixed Income
Products
Structured
Products & AIF
SUBRAS INVESTMENTS
Welcome to Subras Investments. Our firm was promoted two decades ago by Team of Professional Chartered Accountants. We understand the complex financial needs of all type of clients ranging from Retail to High Net Worth Individuals, Institutions, Trusts, Private limited companies, LLP’s, Partnership firms, etc., and we offer them unique products and services that can meet their requirements. We leverage our group resources and wide industry network to craft optimal wealth management and advisory solutions to help our clients achieve their financial and strategic goals.
Our customised services are complemented by our superior execution, robust investment policy framework, rigorous due diligence process with a strong emphasis on picking future winners.
We have built a strong client base of 3000+ customers whom we have helped achieve their financial and strategic goals across India.
What We Offer
Comprehensive Financial Planning
A comprehensive financial planning consists of analysing various different aspects of one’s financial life like your assets, your liabilities, your taxes, your income, your business and suggesting a financial plan based on that analysis to achieve the financial goals.
Cashflow Analysis
Cash flow Analysis involves analyzing cash inflows and outflows, identifying areas of overspending, and creating a plan to improve financial stability. The purpose of cash flow planning is to help individuals, families, and businesses to manage their finances effectively and achieve their financial goals.
Retirement Planning
Retirement planning means preparing today for your future life so that you continue to meet all your goals and dreams independently. This includes setting your retirement goals, estimating the amount of money you will need, and investing to grow your retirement savings.
Tax Planning
Tax planning is a focal part of financial planning. It ensures savings on taxes while simultaneously conforming to the legal obligations and requirements of the Income Tax Act, 1961. The primary concept of tax planning is to save money and mitigate one's tax burden.
Children Education and Marriage Planning
Child Education Plan or Marriage plans allow parents to raise funds that can support their child's higher education or marriage, two of the most expensive events right now. These plans also help prepare against eventualities such as a parent's death, timeline management and uncertainty management.
Goals-Based Planning
Goals-based planning is the process of helping clients prioritize their financial goals and determine the optimal plan to fund them. Goals-based planning expands your focus into all aspects of your client’s financial life and eliminates the retirement-only focus.
Asset Allocation Based Portfolio
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Very Conservative -
Conservative -
Moderate -
Aggressive -
Very Aggressive
- Overview
- Details
No Data Found
Asset Allocation
Stocks
- Large Cap Blend 10%
- Mid Cap Blend 5%
- Small Cap Blend 0%
- International Markets 5%
- Emerging Markets 0%
Corporate Bonds 50%
Cash 30%
Very Conservative
Typically, a very conservative investor is:
- cautious or a first-time investor
- primarily focused on portfolio stability and preservation of capital
- will need the money from their investments in five years or less
- has a medium investment time horizon and seeks a growth potential that can compete with inflation concerns
- someone with a portfolio that primarily consists of investments in cash and bonds
Subras Investments does not make recommendations on securities
Our asset allocation tool shows you suggested portfolio breakdowns based on the risk profile that you choose. We use historical returns and standard deviations of stocks, bonds and cash to simulate what your return may be over time. We use a Monte Carlo simulation model to calculate the expected returns of 10,000 portfolios for each risk profile. Then we use the results of that simulation to show you the range of values that your initial portfolio amount may grow into, as well as the likelihood of reaching that range
Investment Period: We assume a 10 year investment horizon.
Investment Returns: We use historical results of different major indices to calculate expected returns.
Expected Returns Calculation: We use a Monte Carlo simulation of 10,000 portfolios to calculate expected returns.
Yash Sanghvi – Financial Planner, B.Sc. In Actuarial Science.
Yash Sanghvi is an expert in personal finance, specifically investing. For nearly, one decade he has worked as an investment portfolio manager and insurance consultant. Yash has a degree in Actuarial Science, is a certified financial planner, who also holds a certification from national institute of security markets and AMFI. He is committed to investment planning and managing client’s portfolios. He has also taught personal finance and investing at various universities and private avenues. He is associated with Subras investments since 7 years now.
- Overview
- Details
No Data Found
Asset Allocation
Stocks
- Large Cap Blend 15%
- Mid Cap Blend 10%
- Small Cap Blend 10%
- International Markets 5%
- Emerging Markets 5%
Corporate Bonds 40%
Cash 15%
Conservative
Typically, a conservative investor is:
- willing and able to accept some risk or volatility
- primarily focused on pursuing a modest level of portfolio appreciation with minimal principal loss and volatility
- someone with a portfolio that primarily includes investments in cash and bonds with some allocation in equities
Subras Investments does not make recommendations on securities
Our asset allocation tool shows you suggested portfolio breakdowns based on the risk profile that you choose. We use historical returns and standard deviations of stocks, bonds and cash to simulate what your return may be over time. We use a Monte Carlo simulation model to calculate the expected returns of 10,000 portfolios for each risk profile. Then we use the results of that simulation to show you the range of values that your initial portfolio amount may grow into, as well as the likelihood of reaching that range
Investment Period: We assume a 10 year investment horizon.
Investment Returns: We use historical results of different major indices to calculate expected returns.
Expected Returns Calculation: We use a Monte Carlo simulation of 10,000 portfolios to calculate expected returns.
Yash Sanghvi – Financial Planner, B.Sc. In Actuarial Science.
Yash Sanghvi is an expert in personal finance, specifically investing. For nearly, one decade he has worked as an investment portfolio manager and insurance consultant. Yash has a degree in Actuarial Science, is a certified financial planner, who also holds a certification from national institute of security markets and AMFI. He is committed to investment planning and managing client’s portfolios. He has also taught personal finance and investing at various universities and private avenues. He is associated with Subras investments since 7 years now.
- Overview
- Details
No Data Found
Asset Allocation
Stocks
- Large Cap Blend 20%
- Mid Cap Blend 20%
- Small Cap Blend 10%
- International Markets 10%
- Emerging Markets 5%
Corporate Bonds 30%
Cash 5%
Moderate
Typically, a moderate investor is:
- looking for a balance between portfolio stability and portfolio appreciation
- willing and able to accept a moderate level of risk and return
- an investor focused on growth but looking for greater diversification
- someone with a portfolio that primarily includes a balance of investments in bonds and equities
Subras Investments does not make recommendations on securities
Our asset allocation tool shows you suggested portfolio breakdowns based on the risk profile that you choose. We use historical returns and standard deviations of stocks, bonds and cash to simulate what your return may be over time. We use a Monte Carlo simulation model to calculate the expected returns of 10,000 portfolios for each risk profile. Then we use the results of that simulation to show you the range of values that your initial portfolio amount may grow into, as well as the likelihood of reaching that range
Investment Period: We assume a 10 year investment horizon.
Investment Returns: We use historical results of different major indices to calculate expected returns.
Expected Returns Calculation: We use a Monte Carlo simulation of 10,000 portfolios to calculate expected returns.
Yash Sanghvi – Financial Planner, B.Sc. In Actuarial Science.
Yash Sanghvi is an expert in personal finance, specifically investing. For nearly, one decade he has worked as an investment portfolio manager and insurance consultant. Yash has a degree in Actuarial Science, is a certified financial planner, who also holds a certification from national institute of security markets and AMFI. He is committed to investment planning and managing client’s portfolios. He has also taught personal finance and investing at various universities and private avenues. He is associated with Subras investments since 7 years now.
- Overview
- Details
No Data Found
Asset Allocation
Stocks
- Large Cap Blend 25%
- Mid Cap Blend 20%
- Small Cap Blend 15%
- International Markets 10%
- Emerging Markets 10%
Corporate Bonds 15%
Cash 5%
Aggressive
Typically, an aggressive investor is:
- primarily focused on pursuing portfolio appreciation over time
- usually an experienced equity investor
- can tolerate market downturns and volatility for the possibility of achieving greater long-term gains
- someone who won’t need the money from their investments for 10 years or more
- someone with a portfolio that has exposure to various asset classes but primarily invested in equities
Subras Investments does not make recommendations on securities
Our asset allocation tool shows you suggested portfolio breakdowns based on the risk profile that you choose. We use historical returns and standard deviations of stocks, bonds and cash to simulate what your return may be over time. We use a Monte Carlo simulation model to calculate the expected returns of 10,000 portfolios for each risk profile. Then we use the results of that simulation to show you the range of values that your initial portfolio amount may grow into, as well as the likelihood of reaching that range
Investment Period: We assume a 10 year investment horizon.
Investment Returns: We use historical results of different major indices to calculate expected returns.
Expected Returns Calculation: We use a Monte Carlo simulation of 10,000 portfolios to calculate expected returns.
Yash Sanghvi – Financial Planner, B.Sc. In Actuarial Science.
Yash Sanghvi is an expert in personal finance, specifically investing. For nearly, one decade he has worked as an investment portfolio manager and insurance consultant. Yash has a degree in Actuarial Science, is a certified financial planner, who also holds a certification from national institute of security markets and AMFI. He is committed to investment planning and managing client’s portfolios. He has also taught personal finance and investing at various universities and private avenues. He is associated with Subras investments since 7 years now.
- Overview
- Details
No Data Found
Asset Allocation
Stocks
- Large Cap Blend 20%
- Mid Cap Blend 20%
- Small Cap Blend 20%
- International Markets 15%
- Emerging Markets 10%
Corporate Bonds 5%
Cash 5%
Very Aggressive
Typically, a very aggressive investor is:
- primarily focused on pursuing above-average portfolio appreciation over time
- someone who can tolerate higher degrees of fluctuation in the value of his investments
- someone with high return expectations
- someone who won’t need the money from their investments for 15 years or more
- someone with a portfolio that has exposure to various asset classes but will be heavily invested in equities
Subras Investments does not make recommendations on securities
Our asset allocation tool shows you suggested portfolio breakdowns based on the risk profile that you choose. We use historical returns and standard deviations of stocks, bonds and cash to simulate what your return may be over time. We use a Monte Carlo simulation model to calculate the expected returns of 10,000 portfolios for each risk profile. Then we use the results of that simulation to show you the range of values that your initial portfolio amount may grow into, as well as the likelihood of reaching that range
Investment Period: We assume a 10 year investment horizon.
Investment Returns: We use historical results of different major indices to calculate expected returns.
Expected Returns Calculation: We use a Monte Carlo simulation of 10,000 portfolios to calculate expected returns.
Yash Sanghvi – Financial Planner, B.Sc. In Actuarial Science.
Yash Sanghvi is an expert in personal finance, specifically investing. For nearly, one decade he has worked as an investment portfolio manager and insurance consultant. Yash has a degree in Actuarial Science, is a certified financial planner, who also holds a certification from national institute of security markets and AMFI. He is committed to investment planning and managing client’s portfolios. He has also taught personal finance and investing at various universities and private avenues. He is associated with Subras investments since 7 years now.
Innovative Calculators
Goal based Portfolios
Wealth Creation
Designed to maximise returns by
investing in equity mutual funds
Beat Bank FDs
Low risk debt instruments with higher
returns and better tax efficiency
Child's Education
A range of portfolios to help you
offer the best to your child
Tax Saving
Save upto Rs. 46,350 in taxes every year along with capital appreciation
Park Surplus Cash
Transfer your idle money in savings or current account and get rewarded
Capital Preservation
Portfolios curated for low
volatility and stable returns
Gold
Generate returns that are in line with the performance of gold
Sectoral Play
Helps you invest in prominent sectors as per your preferences